Urgent protection comes before intelligence
A reporting form cannot freeze a bank account, recover a password or make a dangerous situation safe.
Protection, evidence and public rules
Reporting a scam text, email, advert or website has two purposes: protecting you after an action or loss, and sending intelligence to the organisation able to investigate, block or remove the contact or content. One incident may need more than one report.
If money, account access or personal safety is at risk, contact the bank, service provider or police first. Then use the route that matches the item: suspicious emails to report@phishing.gov.uk, SMS to 7726, suspicious websites to the NCSC, adverts to the platform and ASA, and fraud or cyber crime to Report Fraud or Police Scotland.
Start with Key Guidance for the short answer. Then read the sections that match what happened and what you need to do.
Guided route 3
Current position: Step 2 of 5 — Make the right reports. Read the guides in the order shown.
Understand the issue
A network can block a sender, a platform can remove an account, a bank can protect money and police can record crime. Sending every issue to one place can miss the urgent owner.
A reporting form cannot freeze a bank account, recover a password or make a dangerous situation safe.
Email, mobile, website, advert and social-platform systems each hold different evidence and removal controls.
Report Fraud covers England, Wales and Northern Ireland. In Scotland, report fraud to Police Scotland on 101.
A platform report may remove content without creating a police report. A bank report may protect money without removing the original advert.
Consequences and movement
Choose the first route by harm, then add the content and crime reports that fit the incident.
Contact the bank or payment provider at once through a trusted route before completing general reports.
Use the genuine account provider or trusted technical guidance to contain access before reporting the message or site.
Use the email, mobile, website, advert or platform route without continuing the contact.
Report through the appropriate police route and preserve the evidence and reference numbers.
Practical response
Do not wait for every screenshot or document before protecting money or access. Preserve what is available, then report in a useful order.
Look more closely
A scam may involve a phone network, messaging service, advert platform, website host and payment provider. Separate reports give each organisation the evidence it can use to remove content, protect an account or investigate a transaction.
Report the email, SMS, call or app account.
Report the impersonated profile, advert or organisation claim.
Report the website, download or payment instruction.
Contact the bank, card provider, exchange or issuer at once.
Link the separate reports with dates, identifiers and references.
Selected history
The NCSC receives forwarded suspicious emails, while mobile providers use 7726 reports to investigate suspicious SMS and calls.
Lasting lesson: Reporting the communication can support blocking and takedown even when no money was lost.
Report Fraud is the police reporting service for cyber crime and fraud in England, Wales and Northern Ireland, with Scotland using Police Scotland.
Lasting lesson: A crime report and a platform or content report serve different purposes and may both be needed.
Transferable understanding
Banking, account and safety intervention lose value if delayed by a general reporting form.
A single incident may use a mobile number, social account, advert, domain, payment provider and recipient account.
Taking down a page protects others but does not automatically return money or restore an account.
Keeping provider, platform and police references makes later complaints and updates easier to organise.
Plain-language answers
Use the organisation able to stop the immediate harm, then report the communication, destination and incident through the current UK routes that match what happened.
Scamology Insights
These learning resources can separate the communication, identity, route, action and loss so that each part reaches the organisation able to act on it. Links are intentionally withheld in this production version.
Guided route 3 · Step 2 of 5
The next guide follows directly from this one.
Continue understanding
Evidence and currency