Terms of Use

These Terms govern access to Scamology.info and the use of its public content, services and products.

Please read them before using the website. By accessing or using the website, you agree to follow these Terms. If you do not agree, you must not use the website or its services.

Product, account, purchase or licence terms may also apply. Where specific terms conflict with these general Terms, the specific terms will apply to that product or service.

1. About Scamology

Scamology.info is published under the name Scamology and operated through The SPEAR Project. In these Terms, “Scamology” means the Scamology.info website, its operator and the services provided under that name.

References to “you” mean any person or organisation that accesses or uses the website, its content or its services.

2. Ownership and intellectual property

Another owner may sometimes be identified. Otherwise, Scamology content is owned or controlled by Scamology, its operator or its licensors.

Protected material may include:

• articles, guides, explanations and learning materials.- research, analysis and evidence compilations.- the selection, structure and arrangement of information.- models, frameworks, diagrams and original terminology.- the Scamology Body of Knowledge and Reference Architecture.- databases, registers, indexes, taxonomies and spreadsheets.- software, source code, applications, algorithms and interfaces.- product designs, exercises, scenarios and assessment methods.- graphics, layouts, icons, audio, video and downloads.- names, logos, product names and other brand features.

Scamology assets include the Six Stages model, Scamometer, Cyber Selfie, Personal Defence Plan and Scenario Lab. This list is not exhaustive.

Copyright protects original expression. Database rights may protect the organised collection and substantial investment behind a database. Trade marks, passing-off rights, design rights, contractual rights and other laws may also apply.

Third-party materials remain the property of their respective owners. Open-source software remains subject to its own licence. Nothing on the website transfers ownership of Scamology or third-party rights to a user.

3. Limited permission to use public content

Visitors receive limited permission to access public content. The permission is personal, revocable, non-exclusive and limited to lawful, non-commercial use.

You may:

• read and use public information for personal learning.- share a link to an original Scamology page.- quote a short extract with clear attribution and a link to the source.- print a reasonable extract for personal reference.- use material where copyright law permits fair dealing or another legal exception.

Teachers, trainers and community groups may discuss public material and show short attributed extracts. This permission does not allow the copying of complete resources, courses, collections or substantial parts of them.

Any wider educational, organisational, publishing or commercial use requires prior written permission or a separate licence.

No permission granted under these Terms transfers ownership. Scamology may withdraw permission where these Terms are breached.

4. Uses that require written permission

Some uses need written permission. The following restrictions apply unless the law clearly allows the activity.

• copy, reproduce or republish substantial Scamology content.- distribute, sell, licence or commercially exploit the content.- create a substitute website, guide, course, database or product.- translate, adapt or modify substantial material for publication.- frame, mirror or display Scamology pages within another service.- remove or alter ownership, copyright or attribution notices.- use Scamology branding in a way that suggests approval, partnership or endorsement.- copy product designs, assessments, scoring methods or protected interfaces.- reverse-engineer, decompile or attempt to discover protected software logic.- bypass paywalls, permissions, account controls or technical restrictions.- help another person carry out a prohibited use.

Permission requests must describe the material, purpose, audience, format and expected scale of use.

5. Databases, scraping and automated use

Databases, registers and structured collections may be protected separately from individual entries.

Automated systems must not extract, harvest, monitor or reproduce Scamology material in the following ways.

• copy all or a substantial part of a protected work or database.- repeatedly extract smaller parts so that the combined use becomes substantial.- rebuild or substitute a Scamology collection.- place unreasonable demand on the website.- bypass access or security controls.- support a commercial product without permission.

This restriction includes bots, crawlers, scrapers, bulk-download tools and automated agents. Ordinary search-engine indexing that respects published technical controls is allowed.

6. Artificial-intelligence use

The following uses of Scamology content require written permission. This restriction does not remove rights that the law says cannot be restricted.

• train, fine-tune, evaluate or improve an artificial-intelligence model.- create embeddings or a retrieval collection.- build a commercial dataset or synthetic training set.- produce a competing knowledge base, assistant, course or assessment tool.- generate substantial derivative content that replaces the original material.

Published crawler instructions, metadata and rights notices form part of Scamology’s rights-reservation approach. They do not reduce the protection provided by these Terms or by law.

Nothing in this section removes a use that UK law expressly permits and does not allow to be excluded by contract.

7. Brand names and attribution

Scamology and its product names identify Scamology content, services and products. Use of a name on the website does not by itself mean that the name is a registered trade mark.

You must not use Scamology names, logos or visual identity in a way that:

• suggests a false connection with Scamology.- confuses people about the source of content or a product.- supports impersonation or passing off.- damages the reputation of Scamology.- removes or disguises the true source of the material.

Required attribution must be clear, accurate and close to the material used. Attribution does not turn an otherwise unauthorised use into an authorised one.

8. Information supplied by users

You keep ownership of original material that you submit. You give Scamology limited, non-exclusive permission to handle the material. That permission covers only what is needed for the requested purpose.

This permission may include sharing the material with service providers who help deliver the requested service. Their use must remain limited to that task.

Submitting material does not give Scamology a general right to publish, sell or use it for unrelated commercial purposes. Personal submissions will not be used to train an artificial-intelligence model merely because they may be useful.

Research, publication, case-study or product-development use requires a separate and clear agreement. Removing names from a submission does not, by itself, create permission to reuse someone’s experience.

You must not submit material that:

• you do not have the right to provide.- infringes another person’s rights.- is unlawful, threatening, abusive or deliberately false.- contains malicious code.- exposes unnecessary personal information about another person.- is intended to mislead, disrupt or damage the service.

Scamology may remove, isolate or refuse material that presents a legal, safety or security risk.

9. Accounts and access

Where an account is provided, you must give accurate information and keep access details secure. You are responsible for activity carried out through your account. This does not apply where Scamology failed to use reasonable care.

You must not share an account beyond the people or devices allowed by its licence. You must tell Scamology promptly if access details may have been lost, stolen or misused.

Scamology may suspend access when reasonably needed. This may be done to investigate misuse, protect users, secure the service or enforce these Terms.

10. Products and licences

Buying or receiving access to a Scamology product does not transfer ownership of the product or its underlying intellectual property.

The user receives only the licence stated for that product. A licence may limit:

• who can use the product.- whether use is personal, educational or organisational.- the number of users, accounts or devices.- copying, sharing and modification.- access length, renewal and termination.- downloads, updates and support.

Key product and purchase terms will be shown before a binding purchase. These include the description, price, payment terms, cancellation rights and licence conditions.

Nothing in these Terms removes a consumer’s statutory rights. Paid digital content and services remain subject to the Consumer Rights Act 2015 and other applicable consumer law.

11. Acceptable use

You must use Scamology.info lawfully and responsibly. You must not:

• attack, damage, disable or overload the website.- introduce malware or harmful code.- attempt unauthorised access to systems, accounts or data.- test security without written authority.- interfere with another person’s use.- impersonate Scamology or another person.- use the service to facilitate fraud, abuse or other crime.- submit automated traffic that harms normal operation.- use information from the website to target, exploit or deceive another person.

Misuse may be reported to the relevant service provider, rights holder or authority where lawful and necessary.

12. General information, not professional advice

Scamology provides education, research and general guidance. Website content is not professional or official advice. It does not replace advice from a lawyer, financial adviser, medical professional, police service, regulator or bank.

Scam situations differ. No page, model or product can determine every case. Scamology cannot guarantee that a scam will be identified, prevented, reported or recovered.

You should independently verify important information and use an appropriate official or professional route when making a high-risk decision. Anyone facing immediate danger or active financial loss should use the relevant emergency, bank, platform or reporting service without delay.

13. Accuracy and changes to information

Scamology takes reasonable care when researching and reviewing public content. However, laws, services, evidence, technology and criminal methods can change.

Scamology does not promise that every page will always be complete, current or suitable for every situation. Review dates and sources should be considered where they are provided.

Scamology may correct, update, replace or withdraw content. A correction does not mean that earlier information was produced dishonestly or without reasonable care.

14. Third-party content and services

The website may link to official bodies, support services, research, news, payment providers or other external services.

A link does not transfer responsibility for the external service to Scamology. It does not always mean endorsement, partnership or continuing approval.

External services control their own content, availability, security, terms and privacy practices. You should check those terms before relying on or using the service.

15. Availability and security

Scamology may change, suspend or withdraw any free feature or public resource. It does not promise uninterrupted or error-free access.

Access may be limited during maintenance, security work, technical failure or events outside reasonable control. Scamology is not responsible for failures caused solely by a user’s device, connection or third-party service.

These provisions do not remove duties or remedies that apply to a paid product or service.

16. Liability to consumers

For consumers, Scamology is responsible for foreseeable loss caused by its breach of these Terms. It is also responsible where it fails to use reasonable care.

Scamology is not responsible for loss that could not reasonably have been expected when the relevant contract began. It is not responsible for business losses suffered through consumer use.

Nothing in these Terms excludes or limits liability where doing so would be unlawful. This includes liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation and rights protected by consumer law.

17. Liability to businesses and organisations

This section applies to business, professional and organisational use. It applies where that is the main purpose of using the website, content or service.

To the fullest extent permitted by law, Scamology excludes implied conditions, warranties and representations relating to free website content.

Scamology will not be liable for indirect or consequential loss arising from free website use. This includes lost profit, revenue, business, opportunity, goodwill, anticipated savings or data.

For business use of the free website, total liability will not exceed £100 for the same event or related events. A paid business product may set a different limit in its specific terms.

Nothing excludes liability that cannot lawfully be excluded.

18. Business responsibility for misuse

A business or organisation must compensate Scamology for reasonable losses, costs and third-party claims that it causes. This applies to unlawful use, rights infringement or a material breach of these Terms.

This applies only to loss caused by that business or organisation. It does not apply where Scamology caused the loss.

19. Suspension and termination

Scamology may suspend or end access following a serious or repeated breach of these Terms. Where reasonable, the user will be told what happened and given an opportunity to correct the breach.

Immediate action may be taken where needed to protect security, prevent unlawful conduct, preserve evidence or limit harm.

Ending access does not affect ownership, payment, confidentiality, liability or enforcement provisions that need to continue.

20. Reporting infringement

If you believe Scamology material has been copied or used without permission, or that material on Scamology.info infringes your rights, contact Scamology through the Contact page.

Please identify the material, its location, the right concerned and the action requested. Scamology may ask for enough information to assess the report and confirm authority to act.

21. Changes to these Terms

Scamology may update these Terms to reflect changes in law, content, products, security or operation.

The current version and review date will remain available on this page. A material change affecting an existing paid product or account will be communicated through an appropriate route.

Continued use after a published change means that the updated Terms apply to later use. Changes will not remove rights that have already arisen under law or an existing contract.

22. General legal provisions

If part of these Terms is found unlawful or unenforceable, the remaining parts will continue to apply. The affected part will be limited or removed only to the extent required.

A delay in enforcing a right does not waive that right.

Scamology may transfer its rights and duties where this does not reduce a consumer’s legal protections. Users may transfer their contractual rights only where the law permits or Scamology agrees in writing.

These Terms, the Privacy Notice and any applicable product terms form the agreement governing use of the relevant service.

23. Governing law and courts

These Terms are governed by the law of England and Wales.

Consumers may bring proceedings in any court made available to them by mandatory consumer law. Businesses and organisations agree that the courts of England and Wales will have exclusive jurisdiction.

24. Contact

Questions about these Terms, permissions, licences or rights can be sent through the Contact page.

© Scamology. All rights reserved.

Last reviewed: 1 September 2026